Hope you got a new guitar AND a bunch of new music software!!

Happy birthday!

OMG, what a surprise!! Thank you for noticing.

Happy Birthday!

Happy Birthday!

I hope the coming year is filled with cheer, good health and good music!

Have a blast Dan!

Happy belated birthday, Dan!

Happy Birthday Dan.

Happy birthday Dan.

Thank you fellas. Nice of you all to take note. And for those interested but too polite to ask, suffice it to say I have reached my "full retirement age" in the eyes of the US Social Security Agency.

Congratulations, What age do you guys get to retire in the usa ?.

When we stop breathing.

Happy Belated Dan!

Happy birthday!

Depends on what year you're born. It use to be when you reached age 65. Now the tipping point is between 67 to 70.

What Jim is referring to is for 100% Social Security checks via our government. You can retire at an earlier age of 62 and receive a lesser percentage. Most people around here choose that option.

Also it depends on where you work, their retirement policy, and how much you save for retirement. A few companies around here offer 30 years of service and 100% retirement. The company I worked for used a number of years worked added to your age for retirement. Anytime after that number reached 75 you could retire. 75 meant you would get 75% of your retirement, 82 equals 82%, etc up to 100%.

So it is a three leg combination to retirement for those of us that worked for a company, i.e. the companies policy, plus your Social Security, plus your savings. The self employed only had the later two.

I hope this wasn't to confusing.