Not mentioned, but likely understood, is at the bottom of each forum webpage you must select the "Switch to Full Reply Screen" button located at the bottom of the "Quick Reply" window. The Full Reply window has the format icons at the top of the reply text entry box.
Another frequently overlooked feature in the Full Reply window is the "File Manager" link. You can add up to five screen shots, PG Music song files, pdf files and short audio files to a post.
Description: Quick Reply window.
Description: Full Reply Window with firmat icons at the top and File Manager link at the bottom.