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Joined: Dec 2003
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Q: What do you call a musician without a girlfriend?
A: Homeless.
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Q: What do you call a musician without a girlfriend?
A: Homeless. or possibly happy 
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PG Music Staff
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Joined: May 2020
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Q: What do you call a musician without a girlfriend?
A: Homeless. or possibly happy Closer to the mark for me - I'm single and happy, because I can spend my money on guitars instead of girlfriends 
I work here
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Q: What do you call a musician without a girlfriend?
A: Homeless. or possibly happy Closer to the mark for me - I'm single and happy, because I can spend my money on guitars instead of girlfriends My point exactly. No need to explain why I just spent almost £1500 on gear in the Black Friday sales.
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PG Music Staff
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PG Music Staff
Joined: May 2020
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Q: What do you call a musician without a girlfriend?
A: Homeless. or possibly happy Closer to the mark for me - I'm single and happy, because I can spend my money on guitars instead of girlfriends My point exactly. No need to explain why I just spent almost £1500 on gear in the Black Friday sales. And no need to explain why I dropped $1200 on a new work desktop, $1000 on a new gaming computer, and then turned around and spent $700 on a new Playstation!
I work here
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And no need to explain why I dropped $1200 on a new work desktop, $1000 on a new gaming computer, and then turned around and spent $700 on a new Playstation!
Buuut ... those things are not helping you get that house. When I was trying to buy a home, I lived in a tied flat at a peppercorn rent in exchange fore care-taking work. I also did several jobs, totalling around 90 hours a week (of work, not elapsed). I had no TV, I already had a HiFi but funded my records and a van through DJing. 90 hours work meant I had little time for games anyway, though a lot of that work was running a bar, so at least I could socialise. As a Baby Boomer, I'm always being told how relatively cheap houses were when I bought, but people forget the alarming interest rates we had to pay ... 25% when I bought a very small two-bedroom flat. My entire salary went on the mortgage and we lived on my wife's salary and the DJing. I doubt it's ever been easy, or ever will be easy.
Jazz relative beginner, starting at a much older age than was helpful.
Kawai MP6, Korg M50, Ui24R, Saffire Pro 40.
AVL:MXE Linux; Windows 11; Win8.1: Scarletts
BIAB2022 UltraPAK, Reaper, a bunch of stuff.
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I'm sorry, that was rude. It's none of my business.
I can only apologise that I'm still very bitter at how my the end of my career and health were trashed, partly by people who thought that, as a Baby Boomer, I'd "had it all".
Jazz relative beginner, starting at a much older age than was helpful.
Kawai MP6, Korg M50, Ui24R, Saffire Pro 40.
AVL:MXE Linux; Windows 11; Win8.1: Scarletts
BIAB2022 UltraPAK, Reaper, a bunch of stuff.
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Jim Fogle - 2024 BiaB (1111) RB (5) Ultra+ PAK DAWs: Cakewalk by BandLab (CbB) - Standalone: Zoom MRS-8 Laptop: i3 Win 10, 8GB ram 500GB HDD Desktop: i7 Win 11, 12GB ram 256GB SSD, 4 TB HDD Music at: https://fogle622.wix.com/fogle622-audio-home
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As a Baby Boomer, I'm always being told how relatively cheap houses were when I bought, but people forget the alarming interest rates we had to pay ... 25%
I forgot how high the mortgage rates were back then. When I got married back in 1984, and it was obvious that I was going to be staying in Mobile, we went house hunting and the mortgage rates were a big factor in what we could afford. I remember that we were just about to pull the trigger on a house with an outlandish rate when a dentist that I supervised at the Health Department told me that he was selling his home that had a transferable FHA loan @ 14% and I jumped on it. Compare that to the 1.5% that I pay now and you realize just how much of our mortgage payments now go into equity as opposed to interest.
Keith
2024 Audiophile Windows 11 AMD RYZEN THREADRIPPER 3960X 4.5GHZ 128 GB RAM 2 Nvidia RTX 3090s, Vegas,Acid,SoundForge,Izotope Production,Melodyne Studio,Cakewalk,Raven Mti
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When my father purchased the house I now live in back in 1961 it cost £600. He didn’t even have a mortgage, the company he worked for loaned him the money and charged him no interest at all. That’s something that is never likely to be repeated these days.
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PG Music Staff
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As far as I know, mortgage rates dropped to entice buyers who otherwise couldn't afford to buy. The problem is that while sure, 1.5% is a very low interest rate, income hasn't risen anywhere near as fast as house prices.
Here in Canada the average income is just under $55,000 a year. In Victoria most houses costs over 1 million, and condos aren't much less. Even if interest was zero percent, most people can't afford to buy property.
I work here
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Part of the issue is supply vs demand and they way both get manipulated.
In the UK, we recently had a "Help to buy" initiative, where the government fronted part of the load. The inevitable consequence was that prices rose until the outgoings were still the same. The same happens with "bank of mum and dad" loans. They also mean well, but the prices yet again go up.
I've been of the vew that the UK housing market is seriously overdue a correction, but those factors have kept it just away from a stall. For how much longer, I wonder.
There were two advantages for first-time buyers to the interest rates rocketting when I bought. Foreclosures and rising interest rates meant house prices stalled for a while, though of course that also means many people lost their momes, and high inflation meant, provided you could ride the wave, the pain went away fairly quickly ... just a few years. With low interest rates, the pain is fairly constant.
New home builders also restrict the supply a bit, which also holds prices high due to unmet demand.
My paternal grandparent bought their house, with cash, for their retirement. They'd save through their lives for it. Getting into debt with a mortgage was something working people generally didn't do back then. When I was a toddler, in the early 50s, we lived in a rented house in an inner-city "slum" area with two or three other families. As did an awful lot of people then.
Jazz relative beginner, starting at a much older age than was helpful.
Kawai MP6, Korg M50, Ui24R, Saffire Pro 40.
AVL:MXE Linux; Windows 11; Win8.1: Scarletts
BIAB2022 UltraPAK, Reaper, a bunch of stuff.
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Ask sales and support questions about Band-in-a-Box using natural language.
ChatPG's knowledge base includes the full Band-in-a-Box User Manual and sales information from the website.
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Update Your PowerTracks Pro Audio 2024 Today!
The Newest RealBand 2024 Update is Here!
The newest RealBand 2024 Build 5 update is now available!
Download and install this to your RealBand 2024 for updated print options, streamlined loading and saving of .SGU & MGU (BB) files, and to add a number of program adjustments that address user-reported bugs and concerns.
This free update is available to all RealBand 2024 users. To learn more about this update and download it, head to www.pgmusic.com/support.realband.htm#20245
The Band-in-a-Box® Flash Drive Backup Option
Today (April 5) is National Flash Drive Day!
Did you know... not only can you download your Band-in-a-Box® Pro, MegaPAK, or PlusPAK purchase - you can also choose to add a flash drive backup copy with the installation files for only $15? It even comes with a Band-in-a-Box® keychain!
For the larger Band-in-a-Box® packages (UltraPAK, UltraPAK+, Audiophile Edition), the hard drive backup copy is available for only $25. This will include a preinstalled and ready to use program, along with your installation files.
Backup copies are offered during the checkout process on our website.
Already purchased your e-delivery version, and now you wish you had a backup copy? It's not too late! If your purchase was for the current version of Band-in-a-Box®, you can still reach out to our team directly to place your backup copy order!
Note: the Band-in-a-Box® keychain is only included with flash drive backup copies, and cannot be purchased separately.
Handy flash drive tip: Always try plugging in a USB device the wrong way first? If your flash drive (or other USB plug) doesn't have a symbol to indicate which way is up, look for the side with a seam on the metal connector (it only has a line across one side) - that's the side that either faces down or to the left, depending on your port placement.
Update your Band-in-a-Box® 2024 for Windows® Today!
Update your Band-in-a-Box® 2024 for Windows for free with build 1111!
With this update, there's more control when saving images from the Print Preview window, we've added defaults to the MultiPicker for sorting and font size, updated printing options, updated RealTracks and other content, and addressed user-reported issues with the StylePicker, MIDI Soloists, key signature changes, and more!
Learn more about this free update for Band-in-a-Box® 2024 for Windows at www.pgmusic.com/support_windowsupdates.htm#1111
Band-in-a-Box® 2024 Review: 4.75 out of 5 Stars!
If you're looking for a in-depth review of the newest Band-in-a-Box® 2024 for Windows version, you'll definitely find it with Sound-Guy's latest review, Band-in-a-Box® 2024 for Windows Review: Incredible new capabilities to experiment, compose, arrange and mix songs.
A few excerpts:
"The Tracks view is possibly the single most powerful addition in 2024 and opens up a new way to edit and generate accompaniments. Combined with the new MultiPicker Library Window, it makes BIAB nearly perfect as an 'intelligent' composer/arranger program."
"MIDI SuperTracks partial generation showing six variations – each time the section is generated it can be instantly auditioned, re-generated or backed out to a previous generation – and you can do this with any track type. This is MAJOR! This takes musical experimentation and honing an arrangement to a new level, and faster than ever."
"Band in a Box continues to be an expansive musical tool-set for both novice and experienced musicians to experiment, compose, arrange and mix songs, as well as an extensive educational resource. It is huge, with hundreds of functions, more than any one person is likely to ever use. Yet, so is any DAW that I have used. BIAB can do some things that no DAW does, and this year BIAB has more DAW-like functions than ever."
Convenient Ways to Listen to Band-in-a-Box® Songs Created by Program Users!
The User Showcase Forum is an excellent place to share your Band-in-a-Box® songs and listen to songs other program users are creating!
There are other places you can listen to these songs too! Visit our User Showcase page to sort by genre, artist (forum name), song title, and date - each listing will direct you to the forum post for that song.
If you'd rather listen to these songs in one place, head to our Band-in-a-Box® Radio, where you'll have the option to select the genre playlist for your listening pleasure. This page has SoundCloud built in, so it won't redirect you. We've also added the link to the Artists SoundCloud page here, and a link to their forum post.
We hope you find some inspiration from this amazing collection of User Showcase Songs!
Congratulations to the 2023 User Showcase Award Winners!
We've just announced the 2023 User Showcase Award Winners!
There are 45 winners, each receiving a Band-in-a-Box 2024 UltraPAK! Read the official announcement to see if you've won.
Our User Showcase Forum receives more than 50 posts per day, with people sharing their Band-in-a-Box songs and providing feedback for other songs posted.
Thank you to everyone who has contributed!
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