Harvey - those are interesting analogies. For low frequencies, it also matters where you put the 'stick'. In the center of a room just isn't going to work. It's a matter of simple physics and the room mode excitation. But I assume you know this - perhaps that's coming in your part 3. Unfortunately, the bale of cotton analogy doesn't work as it pertains to using the low frequency response in a room, which is dominated by modes in the room for non-designed rooms which will have modes and to get levels the OP is looking for, need to be coupled with.

My opinion - the OP should just go get a used shelf-type stereo system at his local Oxfam or equivalent thrift store for his practicing, and get some small nearfields for monitoring - if it absolutely must be speakers. Otherwise, headphones work fine for practicing and you can have all the level you want at nearly any price point.

-Scott