Quote:

The side effect of requiring me to have my money in an instituion...




Not sure what you're referring to here. Nobody requires you to keep your money anywhere if you don't want to. It's just it's very awkward to try to buy big ticket items with cash because of having to fill out those forms but you can still do it if you insist. Are you saying you really would rather keep that kind of cash behind a cupboard in your kitchen like my grandparents did? They had a house in Flint and a cabin on Houghton Lake. When my dad went back there around 1975 or so to clear everything out after he had to move them out, he found $2,700 in savings bonds behind the wall. He only had a weekend to do everything before the house was going to be demo'd and he always thought he may have overlooked something.

Bob


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