Thank guys, as I do appreciate all the good input and information. I have decided to postpone any investments in hearing aids at this time.

The decision was based primarily on two facts, 1) I am not deaf, I can hear - I just have to ask to have the volume increased a bit, 2) the cost is just not justifiable and I am unwilling to spend the time and effort in research and take the risk for a bargin purchase which is still over a $1000 USD.

So if you happent to meet someone on the street or in your business and he asks you to repeat yourself while using the international sign of holding his hand to his ear, please indulge him, because it may be me.