Let's cut to the chase, guys. Win 10 functions as a keylogger. It searches for or records credit cards, passwords, and other personal data, then stores it, and possibly transmits it to Microsoft, who may then share some of it with third parties.

Here is one application where that may actually be criminal. As a medical transcriptionist (MT) working from home, under the provisions of a congressional act known as HIPAA, I am responsible for maintaining the security of patient information. I use a password-protected PC on a secure network in a locked room. No one may see or hear patient information besides me. An MT is liable for $25,000 per occurrence of a HIPAA violation. But if I upgrade to Windows 10, this data is being recorded, and perhaps being sent to Microsoft by default. How is that legal?

This is currently the subject of vigorous discussions on MT forums around the Internet. How does MS justify providing an OS with such a feature enabled without users' knowing consent?

"My primary musical instrument is the personal computer."