Let's cut to the chase, guys. Win 10 functions as a keylogger. It searches for or records credit cards, passwords, and other personal data, then stores it, and possibly transmits it to Microsoft, who may then share some of it with third parties.
It POSSIBLY transmits it to Micro$oft who MAY then share it.....
We need proof, not speculation and possible case scenarios. Remember, I am as anti- Micro$oft as you can imagine, but "possibly" and "may" are not an indictment.
You remember when one of the cell phone carriers had some deal where you were supposed to give them names and numbers of your friends and then they would contact those friends and market them? Did anybody here do that? Then YOU are doing what Micro$oft is doing. How many people, upon a crash, click "send error report". Your computer then phones home and you have NO idea what it is looking at. Does anybody every say "Yes" to those "take a survey about our website" prompts? My question to that is "Do you get paid to do market research for that company?"
People are WAY too concerned about what might possibly could maybe happen. Most of those same people have no clue about data encryption. They think their actual credit card number is transmitted, not their credit card number multiplied by a random 128 character algorithm. That kind of paranoia is based on the same logic that says you should never drive on a highway because an engine might fall off a jet and hit your car.
Being prudent about where you use your credit cards is the key. How many people do I meet that go on and on about not using a credit card online because their number may be stolen, yet they think nothing about going to a restaurant and handing that card to a waitress they don't know who then disappears for 10 minutes with that card and perhaps leaves herself a voice mail with the card number, name and 3 digit security code.
More education, folks.