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Joined: Jun 2005
Posts: 7,687
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Veteran
Joined: Jun 2005
Posts: 7,687 |
I see Ryszard posted at the same time. The point of even this little side thing is that banking, our economic system and all of this Wall Street crap is incredibly complex and these so called protesters know absolutely nothing about it. They need some basic old school civics lessons in our constitution and our basic legal system. Nobody teaches that any more. All they think is somebody is getting "too rich" and somehow that's at the expense of the rest of is. Maybe a little but that's the way of human beings. Ever hear of Caveat Emptor? We're responsible for our own stuff, not anybody else.
I have several clients who made wads of cash by flipping houses several years ago and then saw the handwriting on the wall and sold everything. I have other clients who are underwater and really hurting. Who's fault is that? If you happened to buy a nice old Martin guitar at a yard sale for $200, found out it's a rare model worth 9 grand and sold it at an aucton for that amount, does that make you a lying, scheming SOB who took advantage of the poor person who ran the yard sale? That's basically all this is and was. There's winners and losers in every market.
There are probably millions of people you don't hear about and the protesters, lame brains that they are, don't know about either who when the market was hot refi'd their house, took out a 100K, bought a new, black Escalade (black means power and money doncha know), new flat screens, went on vacations and then the market tanked and they're underwater and oh, woe is them, poor baby's, now they're going to lose their home or already have and now they're blaming the banks and marching in downtown LA? Please. Millions more were told by mortgage brokers what they needed to put as income in a basic verification statement for a no doc loan and so blatently lied on the mortgage app. Sure, I make 120 grand a year, no problemo. That's a federal felony too, btw. So if somebody wants to open up all those mortgages thinking they're going to catch those dastardly banks in fraudulent activities need to think twice. Oh, yeah, they are arn't they? Want to know why that isn't being done? It's because members of a certain political party who were running Congress at the time know all about that in detail and don't want to throw all their poor inner city constituents in jail for loan fraud.
It all started with a certain President in the 90's followed by certain members of the House holding hearings talking about how all these hardworking poor people just need a little help from us and they too can have their piece of the American dream and if you mr. banker don't do it, we're going to investigate the crap out of you and charge you with discrimination. This is all in the Congressional record but these protesters can't be bothered to read it. Can't let the facts get in the way of a good squat.
That got the ball rolling and the rest was unintended but totally predictable consequences. And yes I freely admit I'm upset at myself for not catching it at the time. The real "one percenters" were the few who did catch it and tried to warn us but it was like pissing in the wind, nobody listened including me, my CPA friend and his friends in New York.
There's a very high powered attorney I know who was appointed to be a federal judge and took the bench at the beginning of this year. He told me at a party four years ago to not buy this house I was telling him about. He's very blunt and told me I was stupid if I went ahead with it. Did I listen? The market was hot, everybody was making money. When everything tanked and we lost those houses I took it like a man and moved on not yelling and screaming about how I'm somehow a victim in all this. And what really hurts is at the time we really were making the kind of money that justified those loans. All of our stuff was full doc with cash downs and completely legal but we still took a big dump.
What are you going to do? It was fun while it lasted.
Bob
Biab/RB latest build, Win 11 Pro, Ryzen 5 5600 G, 512 Gig SSD, 16 Gigs Ram, Steinberg UR22 MkII, Roland Sonic Cell, Kurzweil PC3, Hammond SK1, Korg PA3XPro, Garritan JABB, Hypercanvas, Sampletank 3, more.
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Ask sales and support questions about Band-in-a-Box using natural language.
ChatPG's knowledge base includes the full Band-in-a-Box User Manual and sales information from the website.
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User Video: Next-Level AI Music Editing with ACE Studio and Band-in-a-Box®
Band-in-a-Box® 2024 German for Windows is Here!
Band-in-a-Box® 2024 für Windows Deutsch ist verfügbar!
Wir waren fleißig und haben über 50 neue Funktionen und eine erstaunliche Sammlung neuer Inhalte hinzugefügt, darunter 222 RealTracks, neue RealStyles, MIDI SuperTracks, Instrumental Studies, "Songs with Vocals" Artist Performance Sets, abspielbare RealTracks Set 3, abspielbare RealDrums Set 2, zwei neue Sets von "RealDrums Stems", XPro Styles PAK 6, Xtra Styles PAK 17 und mehr!
Paket | Was ist Neu
Update Your PowerTracks Pro Audio 2024 Today!
The Newest RealBand 2024 Update is Here!
The newest RealBand 2024 Build 5 update is now available!
Download and install this to your RealBand 2024 for updated print options, streamlined loading and saving of .SGU & MGU (BB) files, and to add a number of program adjustments that address user-reported bugs and concerns.
This free update is available to all RealBand 2024 users. To learn more about this update and download it, head to www.pgmusic.com/support.realband.htm#20245
The Band-in-a-Box® Flash Drive Backup Option
Today (April 5) is National Flash Drive Day!
Did you know... not only can you download your Band-in-a-Box® Pro, MegaPAK, or PlusPAK purchase - you can also choose to add a flash drive backup copy with the installation files for only $15? It even comes with a Band-in-a-Box® keychain!
For the larger Band-in-a-Box® packages (UltraPAK, UltraPAK+, Audiophile Edition), the hard drive backup copy is available for only $25. This will include a preinstalled and ready to use program, along with your installation files.
Backup copies are offered during the checkout process on our website.
Already purchased your e-delivery version, and now you wish you had a backup copy? It's not too late! If your purchase was for the current version of Band-in-a-Box®, you can still reach out to our team directly to place your backup copy order!
Note: the Band-in-a-Box® keychain is only included with flash drive backup copies, and cannot be purchased separately.
Handy flash drive tip: Always try plugging in a USB device the wrong way first? If your flash drive (or other USB plug) doesn't have a symbol to indicate which way is up, look for the side with a seam on the metal connector (it only has a line across one side) - that's the side that either faces down or to the left, depending on your port placement.
Update your Band-in-a-Box® 2024 for Windows® Today!
Update your Band-in-a-Box® 2024 for Windows for free with build 1111!
With this update, there's more control when saving images from the Print Preview window, we've added defaults to the MultiPicker for sorting and font size, updated printing options, updated RealTracks and other content, and addressed user-reported issues with the StylePicker, MIDI Soloists, key signature changes, and more!
Learn more about this free update for Band-in-a-Box® 2024 for Windows at www.pgmusic.com/support_windowsupdates.htm#1111
Band-in-a-Box® 2024 Review: 4.75 out of 5 Stars!
If you're looking for a in-depth review of the newest Band-in-a-Box® 2024 for Windows version, you'll definitely find it with Sound-Guy's latest review, Band-in-a-Box® 2024 for Windows Review: Incredible new capabilities to experiment, compose, arrange and mix songs.
A few excerpts:
"The Tracks view is possibly the single most powerful addition in 2024 and opens up a new way to edit and generate accompaniments. Combined with the new MultiPicker Library Window, it makes BIAB nearly perfect as an 'intelligent' composer/arranger program."
"MIDI SuperTracks partial generation showing six variations – each time the section is generated it can be instantly auditioned, re-generated or backed out to a previous generation – and you can do this with any track type. This is MAJOR! This takes musical experimentation and honing an arrangement to a new level, and faster than ever."
"Band in a Box continues to be an expansive musical tool-set for both novice and experienced musicians to experiment, compose, arrange and mix songs, as well as an extensive educational resource. It is huge, with hundreds of functions, more than any one person is likely to ever use. Yet, so is any DAW that I have used. BIAB can do some things that no DAW does, and this year BIAB has more DAW-like functions than ever."
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