Hi Mac. Agreed. You offer sage advice. There are, however, features I do not use, for example, the iphone app. It makes no sense to me to blindly rush to download every update to features, like the iphone, which I never use. Generally biab works pretty well. If I have an issue, something I use isn't quite right, I'll check for patches or the forums. I also check support periodically for current releases and keep a journal of those I've added and those I haven't. On a side note - not to change the topic to wish lists - it would be a usefull benefit to be able to select or deselect some peripheral features, like the iphone I never use, from program installation - the whole thing is pretty large.