Before we get all sappy about how generous PG Music is I would like to call attention to the fact that prices have actually increased for many users.
In the past, upgrades came via disk drives, thumb drives, or hard drives and an immediate download capability was included as a feature. Unfortunately, the pricing model has changed. Download has become the default and thumb drives and hard drives add additional charges. With this pricing model in mind, without the hard drive, why would anyone (not subject to VAT) purchase the full download upgrade only to reload software they already have. The Plus Pak seems to be the only option that makes sense.
Over the decades I have gotten use to the quirky PG Music marketing and pricing bundles, but unless I am missing something, $149 download without the hard drive makes no sense.