OK, if a beta tester is willing to help me, here's a specific test you can perform:

1) using notepad, find and open PATCHES.INI in the main RealBand directory
2) keep it open and then open RB
3) go to track screen, click on a midi track and
4) right click > patch select dialog
5) 1ST test: scroll down in the PATCHES.INI FILE under the General Midi 2 heading, and find the following:

127= Applause
128= Gunshot
(Bank 121)
(BankLSB 0)
49= 60s Strings
85= Lead5a (Wire Lead)

6) go back to Real Band, and look at the patch dialog under general Midi 2. Are there more patches listed after "gunshot?" If not, then everything after the 1st 128 are still being dropped.

7) Close RB and edit your patches.ini by inserting the following lines as shown:

[TEST]
1,0,0=patch one
2,0,0=patch two
3,0,0=patch three

Reopen RB so it compiles the INI file
Go to track mode and look at your patch select dialog box... you should see the new [TEST] header and see the patch names because both MSB and LSB are zero


8) Now, Close RB again and edit your patches.ini as follows:
(change either zero to a 1)
[TEST]
1,0,1=patch one
2,0,1=patch two
3,0,1=patch three

Reopen RB so it compiles the INI file
Go to track mode and look at your patch select dialog box... this time you will have a header, but no patches (unless it has been fixed)