Pat,
You're not doing it right. Read the instructions with the .ini file carefully.I've inserted part of what I did. You insert the upper bank stuff after the default stuff. Here I inserted your test after the GM default. Note the required format to get this to work. It'll work in yours I know cause I went through this a long time ago.What you do is convert the Sonar .ins file to a .pat file using BIAB then convert the .pat file to a .ini file using :action/convert.....

124=Bird Tweet
125=Telephone Ring
126=Helicopter
127=Applause
128=Gunshot

[TEST]
(Bank 121)
(BankLSB 0)
1=one
2=two
3=three
[General MIDI Drum kits]

1=Standard Drum Kit
9=Room Drum Kit

John
ESI Gigaport HD+
Lenovo Turion II /4 Gig Ram/ Win7x64 be
15.6" Monitor
"The only Band is a Real Band"
www.wintertexaninfo.com/BANDS/JohnnyD.php