Sorry Dan, I have to agree that there should be a section for individuals just starting out. I would say that those individuals are the one who would use it most.

Peter, I'll try to contribute something to it.

Gary


I'm blessed watching God do what He does best. I've had a few rough years, and I'm still not back to where I want to be, but I'm on the way and things are looking far better now than what they were!