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Everything I've read says there's no problem in the near future (say 15 years or so) and anybody over 50 has nothing to worry about, their benefits or current benefits going out now will not change. Longer term than that however and it's a problem. The bigger problem is how to get the average person to realize their long term retirement is up to them. The thing with so many people is they simply don't make enough money to start a long term savings plan in their 20'a or early 30's. That's when money is tightest, they just got married, they start having kids and most of us know how much that all costs. If a young person is smart enough to get a useful professional degree great but most don't have that or if they do have some kind of degree is a useless one like lib arts, psych, music (I know, I hate to say that but it's true). Or, they have no higher ed at all so where are they supposed to get any money to start saving? It's nice to lecture young people and all that but everybody knows that doesn't work. If some money isn't taken out right at the source forget it, it will just get spent and that's it. That's why even though I'm pretty conservative and I know the Republicans fought the whole idea of Social Security tooth and nail back in the day, it's completely necessary. Without it a whole lot of people will be screwed 30 years from now.
Mick, I doubt there's any warehouse like that but you're right about one thing, there never was any kind of "trust fund". That was simply a term the politicians used to sell the idea just like during the Bush/Gore campaign when Gore was talking about the SS lockbox. No lockbox, never was.
Bob
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will somebody who isn't involved in this discussion write down the names of those who are so you can look back a year from now and see if we've all had mysterious accidents?
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You're being silly Pat Ma .. .. ...*dropped signal*
I do not work here, but the benefits are still awesome
Make your sound your own!
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Quote:
Interesting topic; I'll take a crack at it. And won't get into politics:
Your example of the world's banks is in fact well known - why else would US and Canadian banks be worried about the welfare of European banks? This isn't a hypothesis - it's reality.
There are more possibilities:
Virtually every country that has a semblance of democracy, has realized that monopolies don't serve the country or the people well. Consequently, they have enacted anti-monopoly laws (anti-trust in the US).
The financial interests of companies/corporations are best served if they have a monopoly. By the same token, this isn't in the interests of the general population of the country as it limits competition which we pretty all believe is a good thing for society.
If companies weren't involved in creating monopolies (or groups of monopolies) the legislation wouldn't have been required. My naivety level is low enough that I know they are still attempting to create monopolies one way or another.
Background - interesting reading - I had no idea the concept has been around this long:
http://en.wikipedia.org/wiki/Competition_law
Glenn
Indeed. Democracy is in direction opposition to capitalism.
- Bud
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Unfortunately what we have is neither democracy nor capitalism, it's an oligarchy run by 1% of the population, the 1% that owns 25% of the money and would like to steal even more from you and I.
Bob "Notes" Norton  Norton Music
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Unfortunately what we have is neither democracy nor capitalism, it's an oligarchy run by 1% of the population, the 1% that owns 25% of the money and would like to steal even more from you and I.
I read 35% but not to quibble. You are exactly right. In 1975 the top 1% only controlled 9% of the wealth. It's not our imaginations. Things ARE getting worse.
There will always be a top 1% (duh) but the troubling thing is the ever widening gap.
- Bud
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Unfortunately what we have is neither democracy nor capitalism, it's an oligarchy run by 1% of the population, the 1% that owns 25% of the money and would like to steal even more from you and I.
Thank you Notes, this post is the reason I started this thread but I didn't want to raise this point myself. True enough, the top 1% of either individuals or organizations do have a growing disproprotionate percentage of wealth in the world but what I want to know is exactly how does that effect you and your business Notes? Exactly what mechanism is being used to steal from you personally and how much do you think was stolen from you last year?
I'm posing this question to Rubberball, Mick and Glenn too. Not starting a flame war or anything like that it's just you guys seem to agree with the "Occupy Wall Street" movement and I'm trying to understand what they and you really want and what you're really protesting against.
Capitalism is what allows you to make a living Notes. It's what provides all us regular folks with jobs. Sure there's plenty of capilist crooks around but still, what exactly do you guys want to happen or think should happen?
Bob
Biab/RB latest build, Win 11 Pro, Ryzen 5 5600 G, 512 Gig SSD, 16 Gigs Ram, Steinberg UR22 MkII, Roland Sonic Cell, Kurzweil PC3, Hammond SK1, Korg PA3XPro, Garritan JABB, Hypercanvas, Sampletank 3, more.
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We all gotta have something to gripe about (or was that "something to believe in"?).
All I know is that I would far rather trust in Capitalists, who rather benefit from having me a healthy, paying customer, than in Government, where I'm just another mouth to feed, car on the road, etc.
Capitalists may be leeches, but they aren't snakes. I'll take my chances with the leeches...and don't sit too close or I just might latch on to you, LOL!
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Capitalism doesn’t allow Notes to make a living, Notes is able to make a living because he supplies a service that is appreciated by enough people. Supply and demand, which has nothing to do with Capitalism. Capitalism means something different to everybody, so it is not easy to discuss it without a proper definition. When most people talk about Capitalism today they mean global finance, with all its shortcomings. The only common denominator between Capitalism and honest work is money. Unfortunately Capitalism, like Socialism and Communism has got out of hand. They were all good ideas at the start, but somehow got derailed by greedy power grabbing people. We are heading for a situation where the financial institutions are so powerful as to be able to dictate money policy and therefore control the markets to their own ends, which will definitely be to most people’s disadvantage. The day money became a comodity in its own right and no longer just a means of payment, was the start of a general shift of power from the elected bodies to the private sector. They have the dollar and the pound stitched up and now they are going for the euro. There are no longer any checks and balances on the global financial system. You can see how all the European governments are helpless in the face of the attack on the euro. I think that people are starting to realise that it is now or never to get some form of control back from the private to the elected systems. If that doesn’t happen then our children’s children can look forward to a life of slavery. I think that cressjl is confusing hard working business people, who maybe make a lot of money but supply a value in return, with Capitalists. There is nothing wrong with money, the problem starts when the system that controls it is greedy and is out for world dominance.
Chris
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Quote:
Quote:
Unfortunately what we have is neither democracy nor capitalism, it's an oligarchy run by 1% of the population, the 1% that owns 25% of the money and would like to steal even more from you and I.
Thank you Notes, this post is the reason I started this thread but I didn't want to raise this point myself. True enough, the top 1% of either individuals or organizations do have a growing disproprotionate percentage of wealth in the world but what I want to know is exactly how does that effect you and your business Notes? Exactly what mechanism is being used to steal from you personally and how much do you think was stolen from you last year?
I'm posing this question to Rubberball, Mick and Glenn too. Not starting a flame war or anything like that it's just you guys seem to agree with the "Occupy Wall Street" movement and I'm trying to understand what they and you really want and what you're really protesting against.
Capitalism is what allows you to make a living Notes. It's what provides all us regular folks with jobs. Sure there's plenty of capilist crooks around but still, what exactly do you guys want to happen or think should happen?
Bob
Good question
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Quote:
I'm posing this question to Rubberball, Mick and Glenn too. Not starting a flame war or anything like that it's just you guys seem to agree with the "Occupy Wall Street" movement and I'm trying to understand what they and you really want and what you're really protesting against.
Nothing could be further from the truth concerning me. I believe in the free market. The "free" market. The one that the government stays the hell out of.
As far as who has what wealth??? I couldn't care less. I create my own wealth. Always have - always will. The "man" doesn't have his foot on my neck. I am NOT a victim.
As a side note...
There is this notion, among many, that there is this "one pie" & a small group of people have most of it.
The only way they could have gotten so much of it is by screwing every one they come in contact with.
There is not one pie. There are as many pies as there are people. We create our own.
Every time we do or create something of value, we create wealth that didn't exist before.
Last edited by Mick Emery; 10/25/11 01:46 PM.
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Good answer Mick and I guess I misunderstood you earlier.
Bob
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Money=power. Always has. The more money you can make off other people's work the more power you have. The more power, the more you can make off them. AND, if you can get 99% of the people who make you rich think that's good, you have really got them beat.
- Bud
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The more money you can make off other people's work the more power you have. The more power, the more you can make off them. AND, if you can get 99% of the people who make you rich think that's good, you have really got them beat.
If all those greedy bastards stopped accepting jobs, this tyranny would end. ROTFL!!!
Last edited by Mick Emery; 10/26/11 02:15 PM.
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Excellent point Mick. No greedy bastards = NO JOBS! More greedy bastards = MORE JOBS! I vote for more greedy bastards so the other 99% of us will have jobs.  It's so simple you'd think even a first grader would understand it, but it still appears to be lost on a large percentage of people. 
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I vote for more greedy bastards so the other 99% of us will have jobs.
Either ways it works, but what I was actually referring to were the greedy workers who only take jobs to line their own pockets! They're only out for themselves.... Making a living at the expense of the poor unemployed.
Last edited by Mick Emery; 10/26/11 04:55 PM.
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Quote:
Quote:
I vote for more greedy bastards so the other 99% of us will have jobs.
Either ways it works, but what I was actually referring to were the greedy workers who only take jobs to line their own pockets! They're only out for themselves.... Making a living at the expense of the poor unemployed.
Good one Mick . . . now you got me on the floor!
Later,
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Quote:
More greedy bastards = MORE JOBS!
More greedy bastards = MORE JOBS!-- LESS PAY!!
Chris
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Quote:
Quote:
More greedy bastards = MORE JOBS!
More greedy bastards = MORE JOBS!-- LESS PAY!!
Does not the free market dictate pay levels in relationship to one's individual skills/education/training/experience and market demand?
Either way what's the alternartive . . . Less greedy bastards = NO JOBS!-- NO PAY!!
Later,
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will somebody who isn't involved in this discussion write down the names of those who are so you can look back a year from now and see if we've all had mysterious accidents?
amen!!
i've been thinking the same thing and not sure even that's safe
Last edited by pghboemike; 10/27/11 01:30 PM.
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Ask sales and support questions about Band-in-a-Box using natural language.
ChatPG's knowledge base includes the full Band-in-a-Box User Manual and sales information from the website.
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Band-in-a-Box® 2026 for Mac - Special Offers End at 11:59pm PDT on Friday, May 15th, 2026!
Order before 11:59pm PDT on Friday, May 15th and SAVE up to 50% on most Band-in-a-Box® version 2026 for Mac Upgrade packages... and that's not all! With your version 2026 for Mac purchase, we'll include a Bonus PAK full of great new Add-ons FREE! Upgrade to the 2026 49-PAK to receive even more NEW Add-ons including 20 additional RealTracks... that's 222 NEW RealTracks available with version Band-in-a-Box® 2026 for Mac!
Upgrade to Band-in-a-Box® 2026 for Mac® today for as little as $49! Check out the Band-in-a-Box® packages page for all available purchase options.
Learn more about the Free Bonus PAK and 49-PAK here.
If you have any questions about which package is the best option for you, just let us know. We're here to help!
202 New RealTracks Released with Band-in-a-Box 2026!
With Band-in-a-Box® 2026, we've released 202 incredible new RealTracks (in sets 468-488) in a variety of genres—featuring your most requested styles!
Jazz, Funk & World (Sets 468-475):
Our new jazz, funk & blues RealTracks include a groovin’ collection of RealTracks and RealDrums! These include more requested “soul jazz” RealTracks featuring artists Neil Swainson (bass), Charles Treadway (organ), Brent Mason (guitar), and Wes Little (drums). There are new “smooth jazz” styles (4), which include a RealTracks first: muted trumpet, as well as slick new smooth jazz brushes options for drums. Blues lovers will be thrilled—there are more “classic acoustic blues” styles, including guitar (5), bass (4), and drums (10) with blues master Colin Linden, featuring understated and tasty background acoustic soloing, plus brushes drums and acoustic bass. There are also new electric blues RealTracks, including electric blues with PG favorite Johnny Hiland (3) and soulful electric slide guitar from Colin Linden (4). If you love funk & gospel, there are great new options this year, including gospel organ (3) from Charles Treadway, as well as new funk, tango, and rock ’n’ roll drums (3) and bass (1). And for big, bold arrangements, we have uptempo soul horns (4) featuring a three-part hip horn section with options for a full mix or stems of each individual horn — plus an accompanying rhythm section (4) of drums, bass, guitar, and electric piano!
Rock & Pop (Sets 476–482):
Our new rock & pop RealTracks bring a powerful mix of requested favorites, fresh genres, and modern chart-inspired styles! We have more of our popular “Producer Layered Acoustic Guitars (15)” featuring Band-in-a-Box favorite Brent Mason. We’ve continued our much-requested disco styles (10), and added new Celtic guitar (5) with a more basic, accessible approach than our previous Drop-D or DADGAD offerings. There are also highly requested yacht rock styles (17), inspired by the smooth, polished soft-rock sound of the late ’70s and early ’80s — laid-back grooves, silky electric pianos, warm textures, elegant harmonic movement, and pristine production aesthetics. Fans of heavier styles will love our new glam metal (13), capturing the flashy, high-energy sound of ’80s arena-ready guitar rock. We also have a set of rootsy modern-folk rock (18), with a warm, organic sound combining contemporary folk textures and driving acoustic strumming. And we’ve added lots of new modern pop styles (16) — the kinds of sounds you’re hearing on the radio today, featuring exciting new drums, synths, and cutting-edge RealTracks arrangements.
Country, & Americana (Sets 483–488):
Our new country & Americana RealTracks deliver a rich collection of acoustic, electric, and roots-inspired styles! We have new country pop (9) with legendary guitarist Brent Mason. There is also a potpourri (14) of bouzouki, guitars, banjo, and more, perfect for adding texture and character to contemporary acoustic arrangements. We’ve added funky country guitar (5) with PG favorite Brent Mason, along with classic pedal steel styles (5) featuring steel great Doug Jernigan. There are more country songwriter styles (8) that provide intimate, rootsy foundations for storytelling and modern Americana writing. Finally, we have “background soloing” acoustic guitar (12) with Brent Mason — simpler, but still very tasty acoustic lines designed to sit beautifully behind vocals or act as a subtle standalone solo part.
Check out all the 202 new RealTracks (in sets 468-488)!
And, if you are looking for more, the 2026 49-PAK (for $49) includes an impressive collection of 20 bonus RealTracks, featuring exciting and inspiring additions to add to your RealTracks library. You'll get new country-rhythm guitar styles from PG Music favorites Johnny Hiland and Brent Mason, along with modern-pop grooves that capture today’s radio-ready sound! There are also new indie-folk styles with guitar, bass, 6-string bass used as a high-chording instrument, acoustic guitar, and banjo. Plus, dedicated "cymbal fills" RealDrums provide an added layer that work very well with low-key folky styles with other percussion.
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These PAKs are loaded with additional add-ons to supercharge your Band-in-a-Box®!
This Free Bonus PAK includes:
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-For Pro customers, this includes 27 new RealTracks and 23 new RealStyles.
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-For UltraPAK customers, this includes 12 new RealStyles.
- MIDI Styles Set 92: Look Ma! More MIDI 15: Latin Jazz
- MIDI SuperTracks Set 46: Piano & Organ
- Instrumental Studies Set 24: Groovin' Blues Soloing
- Artist Performance Set 19: Songs with Vocals 9
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Looking for more great add-ons, then upgrade to the 2026 49-PAK for just $49 and you'll get:
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- MIDI Styles Set 93: Look Ma! More MIDI 16: SynthMaster
- MIDI SuperTracks Set 47: More SynthMaster
- Instrumental Studies 25 - Soul Jazz Guitar Soloing
- Artist Performance Set 20: Songs with Vocals 10
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Learn more about the Bonus PAK and 49-PAK for Band-in-a-Box® 2026 for Mac®!
XPro & Xtra Styles PAK Sets On Sale Now - Until May 15, 2026!
All of our XPro Styles PAKs and Xtra Styles PAKs are on sale until May 15th, 2026!
It's the perfect time to expand your Band-in-a-Box® style library with XPro and Xtra Styles PAKs. These additional styles for Band-in-a-Box® offer a wide range of genres designed to fit seamlessly into your projects. Each style is professionally arranged and mixed, helping enhance your songs while saving you time.
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XPro Styles PAKs are styles that work with any version (Pro, MegaPAK, UltraPAK, UltraPAK+, or Audiophile Edition) of Band-in-a-Box® 2025 (or higher). XPro Styles PAKS 1-10 includes 1,000 styles!
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Supercharge your Band-in-a-Box today with XPro Styles PAKs and Xtra Styles PAK Sets!
Band-in-a-Box 2026 for Mac Videos
With the release of Band-in-a-Box® 2026 for Mac, we’re rolling out a collection of brand-new videos on our YouTube channel. We’ll keep this forum post updated so you can easily find all the latest videos in one convenient spot.
Whether you're exploring new features, checking out the latest RealTracks or Style PAKs, this is your go-to guide for Band-in-a-Box® 2026.
Check out this forum post for "One Stop Shopping" of our Band-in-a-Box® 2026 Mac Videos!
Band-in-a-Box 2026 for Mac is Here!
Band-in-a-Box® 2026 for Mac is here and it is packed with major new features! There’s a new modern look, a GUI redesign to all areas of the program including toolbars, windows, workflow and more. There’s a Multi-view layout for organizing multiple windows. A standout addition is the powerful AI-Notes feature, which uses AI neural-net technology to transcribe polyphonic audio into MIDI—entire mixes or individual instruments—making it easy to study, view, and play parts from any song. And that’s just the beginning—there are over 100 new features in this exciting release.
Along with version 2026, we've released an incredible lineup of new content! There's 202 new RealTracks, brand-new RealStyles, MIDI SuperTracks, Instrumental Studies, “Songs with Vocals” Artist Performance Sets, Playable RealTracks Set 5, two new RealDrums Stems sets, XPro Styles PAK 10, Xtra Styles PAK 21, and much more!
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April 3 (Good Friday): 8:00 AM – 4:00 PM PDT
April 4 (Saturday): Closed
April 5 (Easter Sunday): Closed
April 6 (Easter Monday): Open regular hours
Wishing you an egg-cellent weekend!
— Team PG
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