Mac and Dave,

More good info and I really appreciate it. As you might gather from my questions and assumptions, I am new at this stuff, and I think the members of this forum will provide me with a good education. I'll gradually get it all figured out. In the meantime, I am enjoying reading all the posts and some good books I have checked out of the library. This stuff can get pretty complicated. Thanks again to all of you who have provided answers to help flatten out my learning curve.


Phestus