yeah the Terratec is pretty good, and also only costs peanuts on ebay. The only thing I don't like about it is that I cannot use the ASIO drivers and the windows drivers at the same time.... i.e. I cannot use BIAB and fire up Windows media player, as there's no sound from the latter when I use ASIO.

But at least I am not tearing my hair out anymore....better a few limitations than a lot more stress