The followup to my observation about classical composers is right on. However, I don't think anybody here is using real band to write neo classical pieces. Pop and country are a far cry from that. Popular music construction is so utterly dictated by the "rules of the genre" that even if you assemble a real band of people, the results will be approximately the same as BIAB output, except for the judgments made by the composer about:
1) which chords to use
2) how to embellish those chords
3) which instruments to use in the song
4) whether to syncopate, rush, delay, swing etc the timing
5) and, if you're composing with MIDI, the creator DOES indeed have note by note control of melodies, harmonies

Observation #3
if you wrote a song (words, chords, melody, harmonies etc), then assembled a band to perform it with you onstage, how is that different from telling BIAB those same things? Is the guy who wrote his chord progression on the back of a napkin more of a musician than the guy who wrote his chord progression on BIABs grid?

The point is that the question of what constitutes a credible musician is completely separate from the question of what makes credible musical software.