Hi Rob,

I can only go by own experience and it's been really positive.

When you say ...
Quote:

I had a friend who was ripped by pay pal, when he bought a microphone on line and it came damaged.

Did PayPal have an online store at some point in time? My experience is that PayPal is only a facilitator of payment these days and, if faulty goods are delivered then that's the responsibility of the business that sold them and not PayPal (in just the same way that it's not Visa's responsibility if its card is used to purchase faulty goods).

Apart from people who send out fraudulent emails that want a person to use a link in the email that compromises security (such emails seem to be common to the banking industry in general), the only PayPal hacking that I am aware of is when guys who were upset with PayPal's canceling donations to Wikileaks targeted Visa, Mastercard and PayPal so that anyone who used any of these facilities as a means for payment had a "service denied" response. Thus legitimate users were denied access to the services. At least that's how I understood it. Was there another case that I'm not aware of?

Regards,
Noel

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Audiophile BIAB 2025