Quote:

I do think you need an associated CC for a place that wants instant payment. I don't think it is the 'instant payment' part that a lot of sites use this for. It's because it does establish a CC and line of credit. Not too hard to open a checking account for a few days, write some checks and close it out before the big checks come in. The CC establishes a lot of contact info with a payment record. I think *that* is what they actually want in an instant.
You'll probably have to associate a card #. Here we have one card # that is for online purchases. That's all its used for. Makes it easier to keep an eye on.



this makes sense. Guess I'll go add a card. I like the idea of a sepaate card used only for online purchases.... but if I had one I'd probably use that instead of paypal.

Taking my confusion one step farther:
Assuming my account is primarily linked to a bank account then backed up by a charge card...
will the funds be drawn from the bank account first, then the card as second option if no funds are in the bank?

https://www.dropbox.com/sh/ey71h8ep047758h/AAC12jNM0Hz9Q8zsh5iDeqNHa?dl=0