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You need a CC associated with the account AND you should get VERIFIED.

BTW if you're one of the folks that are scared of using your CC on line you might as well crawl in a hole. It doesn't matter . ALL transactions these days are electronic.Thieves are everywhere.
My cards ALL have a $0.00 liability for fraud.



Its true that all transactions are ultimately electronic (including paypal) but that's not the whole point. The point is how much information about the person is exposed during the transaction. The attraction of paypal is that very little subscriber info is transmitted during the transaction.

its my understanding that having no liability for fraudulent use of a credit card is only the tip of the iceberg. If the perpetrator of the fraud obtains enough information about you to open more accounts in your name, they can ruin your credit, cause other legal liabilities which aren't so easily brushed under the table and can take a long time and a lot of hassle to clear up.

The point of most exposure often happens before the transaction goes electronic. Do you ever use a credit card to pay at a restaurant? When the waiter takes it out of your possession, you lose control. But that's a whole 'nother thread.

I may be a credit-chicken, but my identity hasn't been stolen yet, and that's becoming increasingly rare

https://www.dropbox.com/sh/ey71h8ep047758h/AAC12jNM0Hz9Q8zsh5iDeqNHa?dl=0