I use Paypal to sell and buy stuff on Ebay. It seems when you take money out of Paypal into your checking account, you get charged a fee. I hate paying those fees even though Paypal is providing a service to me Since the interest rates are next to nothing now, I just leave money in Paypal and buy stuff online with it. I don't use my CC connected to my Paypal account. I have a small checking account just for that purpose.

I'm very fortunate that my bank has an excellent fraud unit and has caught fraudulent items being charged against my CC a few times in the past. I've never lost any $$ yet and get a new card in a few days. It's my opinion, that if you use a debit or credit card, on line or not, there is always some risk involved. The only way not to leave any recorded info, for some perp to get a hold of, is the anonymous use of strictly cash...something not really possible to do on line.


Cornet Curmudgeon