Quote:

Pat

Here in Canuckistan, Mastercard does offer Prepaid CC approach. That's what I did for on-line purchases. You get a top-up credit card so you only have a limited number of dollars in case the number somehow gets jacked.
I also have PayPal but have never used it.

Ian



Ian,
I'm a big fan of the prepaid credit card idea, but neither my bank nor credit union offers such a card. I've seen something similar for sale at stores... but when it isn't affiliated with your bank, there's still the issue of getting the money onto the card.


Axegrinder,
yeah I have read a few stories of people whose accounts got messed up in a variety of ways. The sheer number of problem-related questions on their web site testifies to the fact that not everybody who uses it is a happy camper.


Mick,
Quote:

"He who steals my identity...steals trash." LOL!!



heh... that's clever. Interestingly, I've read about the opposite happening... people throw away items containing enough cumulative info to steal their identity... so it has been true that "he who steals my trash steals my identity" (shred documents with personal info!)

all,
thanks for the various pieces of information. I'll use everybody's points to fashion a hybrid approach that meets my needs. Y'all are very helpful, and I appreciate it

https://www.dropbox.com/sh/ey71h8ep047758h/AAC12jNM0Hz9Q8zsh5iDeqNHa?dl=0