I had over $100 taken from my bank via skype through paypal, I wasn't even using skype and ahve vowed NEVER to use it ! I got my money back within 5 days.
Must say it's the only problem I've had in 6 years or so. Use paypal almost weekly buying from Amazon

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No one remembers the big Pay Pal scandal a while back!?! Pay Pal has been hacked, and used for dishonest purposes. I had a friend who was ripped by pay pal, when he bought a microphone on line and it came damaged.

I have talked with many who have had serious issues. I ask the question is Pay Pal safer to allow to have your credit card info, or is a bank?

You could make a case either way.