I have found that VSTSynthFont (see www.synthfont.com) allows me to ditch Creative altogether. I am sick and tired of their pathetic drivers and hamstrung, back-level hardware. Creative only cares about the gaming and home-theater market, not MIDI musicians; case in point, notice how many new Creative products do not support MIDI at all.

Kenneth Rundt has been maintaining this excellent software for years. VSTSynthFont allows you to use soundfonts without needing a Creative product. This works seamlessly with BIAB.