Ray,

I was about to suggest the same thing, Paypal. I use them for my "Day Job Business" for international customers but because of their fee I do personal checks, money orders or cashiers checks from inside the USA for any order under 250.00. And I have to tell you that after hundreds of orders I have not had one single customer fail to pay on time and with a good check. Of course if someone does sends a bad check, their local sheriff will be happy to take it to their door for collection.

Good Luck,