I feel most sorry for the person who had their card info stolen. Who knows what else they bought with their card. I'm out money that I really never had, the thieves have software that isn't going to do them much good, but the poor person with Identity Theft is in for a frustrating ride. That's why I tried to help.

I'm sure the cardholder won't be liable for the charges, but he is going to have new cards issued, police reports filed, and lots of additional forms to file. Plus he will worry about his other accounts if he has them.

Whenever I do something irregular with my credit card, the fraud department calls me. So I know if I am going to travel out of town, I should call the issuing bank first and let them know when and where I am going. I call them when I'm back too, so they know when to not authorize any more 'foreign' transactions.

I also use one card for Internet transactions and nothing else. It makes it easy to keep tabs on. I treat it as a cash card, paying the balance every month, so I don't have to pay interest on the card. The bank knows my usual purchases and the types of things I buy. So if something is out of line, again, they call me.

I also don't do debit cards. I don't keep much in the bank, but if they steal your debit card info, they can clean out your account and you are out the money. Credit cards are safer, as most have zero liability. If you use them as if they were a cash card, and pay them off every month, you won't have to pay any interest, just the annual fee (if any).

Since my products are a niche of a niche of a niche of a niche of a niche products, the thieves have left me alone until now. I'll keep tabs on it.

I hope the guy in Texas isn't too bruised by the affair.

Notes
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Bob "Notes" Norton Norton Music http://www.nortonmusic.com
Your one-stop shop for the best BiaB aftermarket products in the world ... from acclaimed musicians like Bob "Notes" Norton, David Bailey, Roy Hawksford, Sherry Mayrent and Jim Wedd - Enjoyed by musicians in over 100 different countries on this planet!

Last edited by Notes Norton; 09/13/12 08:46 AM.