Quote:

Don't buy any new "toys" until you've mastered the one's you've got. It'll keep down your costs and speed up the learning process.

ROG.



Rog,

I basically agree with this advice, especially for a young person. But as I approach retirement and the reduced income that goes with it, I find myself violating the second admonition. The irony of my life has always been that when I had money, I didn't have time to use it, and when I had time (unemployment etc) I had no money to do anything.

This time, my plan is to look ahead, anticipate what I will need in order to use my retirement to the hilt, then buy it now while I have the finances to do it, but not the time to explore it. The time will come later.

https://www.dropbox.com/sh/ey71h8ep047758h/AAC12jNM0Hz9Q8zsh5iDeqNHa?dl=0