Joanne,

I think I am on a similar journey as you! I have a "real" job that I love and do not see me depending on music to pay my bills any time soon! I just started writing my own songs less than a year ago. And I bought Band In A Box back in September! I am positively thrilled with my new songs and with BIAB to produce accompaniment for them!! I'll have a CD in 2013 for sure but it is mostly a bucket list item rather than a retirement plan!