I too had major early retirement offer.

As mentioned above had our financial house in pretty decent order.
Got full retirement credits and health benefits. Took a 50% salary cut on
my retirement. Took the magic offer at age 51. Did a bit of very lucrative
consulting for about 2 years where 95% went into our new property, temp mobile home
then building our nice home. This ate up about 8 years of our live's.

The only time I regretted(wrong word really) was about 3 years after leaving.
Finished major project, building 40 x 80 steel Barn with unfinished shop area
in it. Took a rest, was rough work. Then I missed so much the interaction
with my former co-workers. We also miss living in town, live very rural area.

We don't have a lot of cushion $$$$ but own everything and have a good life.
Am 69 now and don't regret retiring at all.

On the financial... Had a $250,000 cash out choice. After 8 years was getting
their money. Careful on cash outs if your retirement source is stable.
No COLA's in my case, is what it is.
Another important item is good quality health centers close.
Also purchased $200,000 in extra life insurance to help my wife.
I keep on the big knives, razors locked up and have a food taster...LOL

A revocable trust for your significant other can cost few $$, but if grown
kids in equation, this helps eliminate wrinkles that can come up.

Last edited by seeker; 01/26/13 11:45 PM.
FrankB

Down The Street vs2015 12-03-2014
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