Thanks for everyone's thoughts. I think Maiki stated the point of my original post better than I did -- it has always been better economically to skip the summer upgrades and do it all in November. In the past, I usually bought the summer upgrades because they were pretty inexpensive and the benefit of geting the new content in the summer outweighed the small economic expense. Although they are still a bargain, at $99 (times 2 if I want to stay current on both Mac and PC) they are starting to get to the point where I feel like I'm just throwing away significant dollars by not waiting until November. Again, $99 is still a great deal for all the new RT and RD, but if I'm going to get them anyway in November when I do the annual upgrade, I'm just throwing away money to buy them now, hence the suggestion that PG should give some sort of credit for the summer upgrade if you upgrade again in November. If other users have the same reservations I do, it could be that there is a pile of money sitting on the sidelines (like mine) that could go into PG's coffers now if they announced a credit.