Ray,
Coyote WT comes with Band In A Box.
The first thing is to check if you can load Coyote WT. To do this...
1. Enter into Preferences by clicking on the "Prefs" button or "Options | Preferences".
2. Click on the "MIDI Driver" button.
3. Set #1 (MS Wavetable) and #2 (General Midi) as shown on the image below.
4. Activate the two checkboxes I've labelled #3.
5. Click on the button #4 and have a look to see if CoyoteWT is available in the list. If it is, select it and click on OK to exit the setup. All is now ready to go.

If Coyote WT is not available in the list of synths, then it can be installed under the "Help" menu. Simply follow the 1, 2, 3 below to install. Once that's done, repeat steps 1 - 5 above.

Regards,
Noel