In additions to all of the good suggestions I will add always have at least two backup HDs with one stored off premises. I have one stored in a safe deposit box at my bank but a friend or family member's house also works.
When you are at the checkout line and they ask if you found everything say "Why, are you hiding stuff?"
64 bit Win 10 Pro, the latest BiaB/RB, Roland Octa-Capture audio interface, a ton of software/hardware
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