Dr. Gannon,

Very gracious of you to nake the $99 upgrade available for those whose circumstances make it desirable.

For myself, I think paying $40 additional for a plug and play solution is a no brainer. Many times I would have gladly paid somebody $40 to come and install software for me. If I put a dollar value on my time and consider the 2 hours of install time for DVDs, or the 24 hours of download time, I would gladly spend $40 to get those hours back. I'm at an age where time has become far more precious than money. You can always get more money, but once time is spent, its gone forever.