Well... soon they will have a little cup by computer that you would spit in, to verify your DNA before using funds smile

Jokes aside, identity theft is disturbing. On that thought, if it was not mentioned before, Equifax just settled a breach suit deal (in July). You can follow the claim through ftc.gov site. They offer either $125 or 10 years of free monitoring or other options if you were exposed. There is also a tool to check if your info was a part of a breach.