There was a lot of food for thoughts in here. Thanks for the replies. I am going the ear way. It can be done I know now. This will improve and probably I will find chord combinations that I will never find by using (my limited) theory.

I can create melodies and text, because this is an ear thing. But the chord theory is hard for me and I easily forget. And there is so much to learn.

There 220 3 note chords. No thanks. I am going to trust my ears.