I use Voicemeeter Banana all the time.
I have windows set to VB Cable and Voicemeeter Hardware 1 input set to VB Cable.
I have Voicemeeter Hardware input 2 set to HiFi Cable.
I have DAW set to Voicemeeter AUX ASIO.
I have Biab set to Voicemeeter ASIO.
I have Voicemeeter Hardware output set to onboard audio or external audio device.