In addition to the copyright problems and there would be copyright problems because I'm pretty sure you're talking about your favorite songs with melodies, the bigger problem is file size. RT/RD/s are audio files not midi. Midi files are nothing sizewise compared to audio files. Even reduced to MP3 size the average audio song is 3-6mb is size, way too big for somebody to have thousands online all in one place. It takes real money to have a website with that much storage and downloading capability. One of the reasons for owning Biab in the first place is to allow you to create your own library of tunes.
It is absolutely settled, no dispute at all, sharing coprighted files for free is illegal. Period. It does not matter at all if there's money involved or not. Yeah, I know we all copied our vinyl records onto cassettes and gave them to friends all the time and nobody cared. The thing is cassettes were not the same quality as the original vinyl and of course there was no way to put that one copy online so millions could get it, but now digital copies are perfect and that's the problem, not just with music but movies too. Copying a tv show to a degraded VCR and giving the tape of a friend, no problem but copying the latest release of Avatar digitally to your hard drive as a perfect high definition movie then posting it online, big problem. As far as copyright goes, there no difference between Avatar and a 50 year old song if the copyrights are still in effect and song copyrights last for 70 years and can be renewed for another 70.

Bob

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