When I restarted playing the guitar after 30 years away from it, I HAD to be sure that I got bang for Buck as your say. So, I have limited gear bought mostly on Start Up and I use almost all of it.
Its quite limited, I don't want or need a pedal board 2 feet long, I dont want or need the latest, fastest, bestest Abbey Road DAW and I have the best Auto Accompaniment in the World.
What more could I ask for?
Ian