Insurance is not simply a group of people paying into a pool to cover occalsional bad things happening.

It is that plus 15-20% over that (profits dontcha know).

Insurance greed does exist. And the more you 'need' it the more they profit on it.

Then again, that is what they are there for! I look at some of the insurance costs and realize I could personally rebuild the house for about 10 years of premiums. Then again, some of those places need rebuilding more than once every ten years.. tough call there. I wouldn't live around the gulf myself. Went through one hurricane (on an island with a direct hit - eye passed right over) and would never want to do it again. Then again Cali has the earthquakes and fires.. midwest has the tornadoes and snowstorms. Not many 'perfect' places left to live. On a lake in the mountains of Tenessee has always appeared inviting to me. I need to live somewhere with some room, some trees, some water. Doesn't take much for me to be happy.
I have noticed that people in the northwest seem to really like being there. That's a long way from NC though!

I do not work here, but the benefits are still awesome
Make your sound your own!