Thanks for that. Actually my plan is to buy the ProPAK 2022 first, as a first time buyer, and then upgrade to the UltraPAK 2022. BIAB assures me that this works well and saves the buyer about $60 over the initial first time buyer UltraPAK level download all at once. Strange pricing idea, but they assure me this is correct and OK. She even sent me a smiley face, have seen that I figured this out.