The last year I worked at a bank we had $455,000,000 in fraud.

Being older I get targeted by scammers more on my phone than on the computer.

About every two years fraudulent transactions happen on my bank account from fraudulent use of my bank card that gets past the fraud section system. I audit my bank transactions often to check for fraud.

I then have to dispute the fraudulent amount which is very easy and the money is returned to my account within a few hours. The card is canceled and a new one is sent out to me.

It is a bit of a pain in the butt to deal with and keep up with but if you do a lot of transactions on the internet it will happen sooner or later.

These fraudulent charges are normally pretty small amounts of money, generally under $200.

I did once have a large fraudulent transaction occur on my business in excess of $200,000. The bank called me and it was resolved within one hour.

So...the bottom line is that it is 2022, and unwanted tracking, scams, fraudulent transactions, and a whole litany of negative issues do and will continue to occur. If you do things without thinking them through then it is possible to lose money.

Do not agree to anything you are not sure of.

I think it is pointless to worry about things that you have no control over.

Let the dogs and the insurance company stay up at night...lol

Billy

“Amazing! I’ll be working with Jaco Pastorius, Charlie Parker, Art Tatum, and Buddy Rich, and you’re telling me it’s not that great of a gig?
“Well…” Saint Peter, hesitated, “God’s got this girlfriend who thinks she can sing…”