I don't really pay much attention to those calculators, they are usually wheeled out when the government wants to do something like increase the age that one is entitled to the state pension or something else, and they try to justify it by stating as we may well live to be 100 the government needs to save money.

The way I look at it is, the old three score and ten rule applies a lot of the time, and over the age of seventy I consider it "bonus years"

Living is a dangerous game, and enjoy each day as it comes as my partner says is the best way to do it.

Musiclover

My music https://www.youtube.com/user/donegalprideofall

Windows 10 (64bit) M-Audio Fast Track Pro, Band in a Box 2025, Cubase 14, Cakewalk and far too many VST plugins that I probably don't need or will ever use smile