We had a yard full of debris - 2 day clean up, but no damage.
We know a lot of folks with homes on the coast or on the barrier islands.
They all flooded.
You have to pretty much gut your house after that.
All your contents are destroyed. Now just trash.
Mold begins Immediately. Rampant. Drywall needs to be ripped out immediately. Cabinets. Appliances. All toast.

It was almost impossible to get homeowners insurance in Florida before this.
And there has never been one like this.