Why in the world you would have "50 buk" internal drive if your computer has USB 3.2 Gen 2 ports?
Does your computer have "USB 3.2 Gen 2"? or just compatible and running peripherals at lower speeds?

Before you reply with something, that I am sure not only I have hard time to decipher, I suggest do investigation of your system and report with something substantial. While quite possible, I have yet to see a factory shipped computer with USB 3.2 Gen 2 ports and crappy internal HD.

Lets not jump into puffy philosophical debates. Use utility such as CrystalDiskMark to mark your speeds of both internal vs PGM external drives. When you have some meat on the bone, post back with screen shots. Maybe you are on to something.