Thanks very much everyone. Sorry to have broached the crass topic of money, but also didn't want to come across as a freeloader. Charlie, I'll try those chords out, and 90db, I'll try that style (I hope I have it -- my latest installed version is the 2014 Ultra-plus-pak, with 2015 still waiting to be installed.)

I didn't know that BIAB could discern chords from midi files, that's another nice tip.

Josie, you've got a great voice -- I've PM'd you.

Thanks again all! This is one of the friendliest forums I know of!